"Above and Beyond"
Pre-Paid Funeral Options
Pre-Paid Funeral
Pre-paying your funeral means you get to stipulate what you want to happen when you die, whilst paying for the services involved now. It is a good idea to ensure your family are aware of what you have arranged, so there is an understanding of what you want to happen, when the time comes.
​A pre-paid funeral ensures that your family and friends are not left with financial burdens to pay for your funeral wishes. Pre-paying your funeral locks in todays prices until the day you die, ensuring no further costs are incurred to anybody after your passing.
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The money you invest in your pre-paid funeral is held securely by a third party financial company, and is released to us when we complete the service.
Funeral Bond
A Funeral Bond allows you to commit a sum of money now which is released to your next of kin when you die. The money is held by a third party financial company and is invested according to a strategy you specify, meaning the sum of money released to your next of kin could be larger than what you originally paid.
Funeral Bonds do not require an agreement with a Funeral company and do not require you to specify what you want to happen. This is typically left up to your next of kin and family members. It is also not mandatory for the next of kin to spend the released money on a funeral service, it is simply released and trusted to your next of kin to engage a Funeral company.
Funeral Insurance
Funeral Insurance works similar to any other insurance policy. You pay an agreed amount frequently until the day you die, which is then claimable for the amount you are covered for. Funeral Insurance is not generally a good idea for younger people, as you may end up paying a total more than what your agreed coverage is.
Funeral Insurance policies are also sometimes difficult to exit once they are setup, as people do not want to forfeit the sunk cost. Pre-paid funerals can be setup to be paid in installments up to 36 months, which we feel is a better option.